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Question: 1 / 400

What does the term 'occurrence' include in insurance policies?

Single unexpected events

Intentional harm caused by the insured

Continuous or repeated exposure to conditions causing injury or damage

In insurance policies, the term 'occurrence' typically includes continuous or repeated exposure to conditions causing injury or damage. This means that it is not limited to a single unexpected event but can encompass ongoing or repeated incidents that result in harm or damage. This broader definition allows for coverage in situations where the damage or injury may not be the result of a one-time incident but rather a gradual process.

Options A, B, and D are incorrect because they do not fully capture the scope of what 'occurrence' includes in insurance policies. Option A is too narrow in its definition, option B refers to intentional harm caused by the insured which is usually excluded from coverage, and option D limits the term to only damage to the insured's property. Ultimately, option C is the most appropriate choice as it aligns with the comprehensive understanding of 'occurrence' in insurance terms.

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Only damage to the insured's property

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